Hello and welcome to Terry48. Terry is my name and 48 is the year I was born! (Old Guy) Lol 

I have spent my life in service to people who would like to better their life but are struggling to find a way to do it on their own. 

Inside Terry48 you will find easy to use suggestions and information that is specific to the life challenges you are facing. The site is also interactive so you can get specific feedback to your questions. Getting a fresh perspective on your situation from a professional is sometimes all it takes. 

I am looking forward to hearing from you and helping in any way I can.